Recover What’s Rightfully Yours

What is a Letter of Demand?
- The amount owed
- The reason for the debt
- A deadline for payment
- The legal action you intend to take if payment is not made
Debt Recovery Process
It serves as the first step in the legal debt recovery process and often leads to resolution without the need for costly litigation. Our debt recovery process includes:

Step 1: Initial Consultation
A meeting to fully understand your situation, enabling the lawyer to advise appropriately.

Step 2: Perform Due Diligence
A review of the debtor’s financial position to assess their ability to repay.

Step 3: Issue Letter of Demand
A formal notice warning the debtor of impending legal action if payment is not made, and preparing admissible evidence for court use later.

Step 4: Await Response & Negotiation
The debtor’s reply is awaited; negotiation support is provided if necessary to reach an amicable resolution.

Step 5: Filing Court Papers
If the Letter of Demand fails, a claim is filed with the appropriate court, with the type and amount based on the circumstances.

Step 6: Enforcement of Court Decision
If the court rules in your favour but the debtor still doesn’t pay, steps are taken to enforce the judgment and recover the debt.
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Frequently Asked Questions
Do you handle personal and corporate debt recovery?
What is a letter of demand?
The letter of demand is used to provide notice of a party’s intention to enforce their rights, such as the recovery of debt (personal loans or when there has been a breach of a contract in a business relationship). It is also worth noting that if you anticipate that the debtor will breach an agreement or contract you can also send them a letter of demand.
It is usually one of the first steps in attempting to recover a debt, and can be used (if necessary) in court to provide evidence of a parties attempt to recover the debt prior to bringing the matter to the appropriate court.
What are the likely fees involved?
Why use a law firm for Singapore debt collection service
- Law firm accounts are subject to the oversight of the Law Society of Singapore. This means your money will always be properly accounted for, and there will be no disparity between the amount collected, and the amount reported back to you.
- Law firms follow a legal approach to debt recovery. We do not expose our clients to potential liability of questionable recovery means such as intimidation, harassment, property damage etc. We use the full range of the Singapore legal system to legally attempt recovery of the debt.
- You can easily terminate the services of a law firm should you wish to do so. The same may not always be the case with other services.
- Our fees are transparent and affordable. We’ll let you know the fees involved and leave you to decide on whether to proceed or not.