More Questions on Letter of Demands?

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Recover What’s Rightfully Yours

Fast, Fair & Legally Sound. Singapore’s Trusted Debt Recovery Lawyers.
Letter Of Demand Singapore

What is a Letter of Demand?

A Letter of Demand (LOD) is a formal legal document sent by a creditor (you) to a debtor, demanding repayment of a specific debt. It clearly outlines:

  • The amount owed
  • The reason for the debt
  • A deadline for payment
  • The legal action you intend to take if payment is not made

Debt Recovery Process

It serves as the first step in the legal debt recovery process and often leads to resolution without the need for costly litigation. Our debt recovery process includes:

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Step 1: Initial Consultation

A meeting to fully understand your situation, enabling the lawyer to advise appropriately.

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Step 2: Perform Due Diligence

A review of the debtor’s financial position to assess their ability to repay.

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Step 3: Issue Letter of Demand

A formal notice warning the debtor of impending legal action if payment is not made, and preparing admissible evidence for court use later.

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Step 4: Await Response & Negotiation

The debtor’s reply is awaited; negotiation support is provided if necessary to reach an amicable resolution.

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Step 5: Filing Court Papers

If the Letter of Demand fails, a claim is filed with the appropriate court, with the type and amount based on the circumstances.

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Step 6: Enforcement of Court Decision

If the court rules in your favour but the debtor still doesn’t pay, steps are taken to enforce the judgment and recover the debt.

Whether your debt is personal, commercial, or contractual, our lawyers ensure cost-effective and timely resolution.

Why Choose Us

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Trusted, Award-Winning Legal Experts

Respected for our dedication and professionalism in delivering timely and effective Letters of Demand across a wide range of legal and commercial disputes.
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Over a Decade of Debt Recovery Expertise

With more than 10 years of focused experience in legal document preparation and debt recovery, we provide expert assistance in drafting precise, legally sound Letters of Demand tailored to your specific situation.
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Trusted by Hundreds of Satisfied Clients

Over 700 positive reviews speak to our commitment to results-driven service and clear communication in resolving disputes through effective demand letters.
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Consistent, Reliable Outcomes

Our proven track record reflects a history of issuing Letters of Demand that lead to swift settlements and legal clarity — helping clients avoid unnecessary litigation.
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Strategic, Solutions-Focused Approach

We prioritise efficiency and clarity — minimising unnecessary back-and-forth and ensuring your Letter of Demand sets a firm and persuasive legal tone.
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Client-First Support Every Step of the Way

We understand that legal disputes can be stressful. Our team provides clear updates and thoughtful guidance, ensuring your Letter of Demand is issued with both urgency and professionalism.
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Client-First Support Every Step of the Way

We understand the complexity and pressure of major business decisions. That’s why we prioritise clear communication and responsive support — ensuring your startup or corporate transaction progresses smoothly and confidently.

Our Pricing

A letter of demand typically costs from $500, depending on the debt’s amount and complexity.

Our Reviews

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K. Wong 6655
4th June 2025

Excellent works and great understanding of traffic cases. 120% efficiency and effective IRB team!!👍

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Dominic Hong
31st May 2025

The staff were very accommodating to my tight schedule and kept me in the loop for any updates on their end!

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Haikeler Hamid
29th October 2024

A very well managed organisation. Super helpful staff. Very accommodating. Clear every single doubts I have.. excellent after service .I would like to thank Mr Gopi for going the extra mile. Cheers

Our Lawyers

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Mohamed Baiross

Partner
  • English/Tamil/Malay Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand
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Joleen Wong

Partner
  • English/Chinese Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand
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Quek Liuyong

Partner
  • English/Chinese Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand
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Sharifah Nabilah

Senior Associate
  • Malay/English Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand
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Leong Zhen Yang

Associate
  • English/Chinese Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand
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Crystal Lum

Senior Associate
  • English/Chinese Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand
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Simran Kaur Sandhu

Associate
  • English/Tamil/Malay Fluency
  • Extensive experience in debt recovery, including tailored Letters of Demand

Frequently Asked Questions

Do you handle personal and corporate debt recovery?
Yes, we are experienced in handling all kinds of debt recovery, both corporate and personal matters.
What is a letter of demand?
A Letter of Demand is a letter that is usually drafted by a lawyer, which demands the repayment of the debt in full or for the performance of a particular obligation. This letter is usually sent after you have tried unsuccessfully to recover your debt or the amount outstanding on an invoice.

The letter of demand is used to provide notice of a party’s intention to enforce their rights, such as the recovery of debt (personal loans or when there has been a breach of a contract in a business relationship). It is also worth noting that if you anticipate that the debtor will breach an agreement or contract you can also send them a letter of demand.

It is usually one of the first steps in attempting to recover a debt, and can be used (if necessary) in court to provide evidence of a parties attempt to recover the debt prior to bringing the matter to the appropriate court.

What are the likely fees involved?
A letter of demand will typically cost from $500, depending on the size and complexity of the debt. Please contact us to discuss your situation and we’ll be able to provide you with a firmer quote.
Why use a law firm for Singapore debt collection service
The key reasons can be summarised as follows:

  • Law firm accounts are subject to the oversight of the Law Society of Singapore. This means your money will always be properly accounted for, and there will be no disparity between the amount collected, and the amount reported back to you.
  • Law firms follow a legal approach to debt recovery. We do not expose our clients to potential liability of questionable recovery means such as intimidation, harassment, property damage etc. We use the full range of the Singapore legal system to legally attempt recovery of the debt.
  • You can easily terminate the services of a law firm should you wish to do so. The same may not always be the case with other services.
  • Our fees are transparent and affordable. We’ll let you know the fees involved and leave you to decide on whether to proceed or not.
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