Debt Recovery & Letters of Demand

Get your money back the legal way

IRB Law offers an affordable, professional, and legal method of debt recovery in Singapore. We provide services and advice on debt recovery to individuals and business of all sizes.

The process of debt recovery is unique to each situation and our lawyers will be able to advise you on the appropriate steps as part of your initial consultation. Our goal throughout any engagement is to help you recover the debt. This ideally means we recover early, and without going to court.

If you’re looking to recover a debt from an individual or company, we can help.

Debt Recovery And Letter of Demand in Singapore
Man signing debt recovery letter

Frequently Asked Questions

Do you handle personal and corporate debt recovery?

What are the likely fees involved?

What is a letter of demand?

Why use a law firm for Singapore debt collection service

Typical Debt Recovery Steps

The process of debt recovery is unique to each situation and our lawyers will be able to advise you on the appropriate steps as part of your initial consultation. Our goal throughout any engagement is utlimately to help you recover the debt. This ideally means we recover early, and without going to court. Below are the typical steps of escalation that occur in debt recovery cases.
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Initial Consultation

The first step is to gain a full understanding of your current situation so we can advise on the appropriate next steps.

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Perform Due Dilligence

At this stage we review the debtor in detail, primarily we want to understand if they have the financial capability to pay back any debt.

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Issue Letter of Demand

This formal document is designed to warn the debtor of potential legal action if the debt is not paid back. It can be later used in court.

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Await Response & Negotiation

We await a response from the debtor after their receipt of the letter of demand. We will support in negotiation between parties where required.

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Filing Court Papers

If the letter of demand proves unsuccessful we can then file a claim with the appropriate court. The amount and type of claim will depend on the route taken.

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Enforcement of Court Decision

Post any successful court decision, it’s possible the debtor may still not pay up. We will advise on the appropriate next steps to enforce the collection of the debt.

Our Dedicated Debt Recovery Team

Mohamed Baiross

Founding Partner

Baiross is the managing partner of IRB Law LLP. He is an experienced lawyer with an excellent reputation across a broad selection of practice areas including divorce, insolvency, crime, probate, syariah, and civil litigation.

Ashwin Ganapathy

Partner

Ashwin has a keen passion in criminal defence and contested matrimonial matters. He has gained a reputation for fearlessly fighting for the defence of accused persons in all types of criminal offences.

Kulvinder Kaur

Partner

Kulvinder’s practice focuses on civil and commercial litigation, and matrimonial affairs. She has successfully obtained sole custody and highly favorable access arrangements for her clients (both mothers and fathers).

Cherie Tan

Partner

Cherie’s primary focus is on matrimonial matters where her empathy, sensitivity and patience has won her many cases involving divorce, maintenance and custody. She speaks English, Mandarin and Hokkien.

Featured Content

What are the typical steps in debt recovery Singapore?

Understand the typical steps that are involved in recovering debts from a debtor.

25.08.2023

Why use a law firm to recover debts?

Read about the key reasons to leverage a legal approach to debt recovery.

27.12.2023

Overview to Letters of Demand

What can you do if someone owes you money? In this article we touch upon letters of demand.

29.05.2021

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